Help Center

Download the app, create an account (email, Apple, or Google), and add your first wallet in any of 60+ currencies. A quick setup tailors the app to how you earn and spend, and you're ready to start tracking in minutes.

No. Spend AI works through fast manual entry and AI receipt scanning, so you decide exactly what's tracked, no bank credentials required. You can set recurring transactions once so they log automatically.

Tap Add Income or Add Expense from your home screen, enter the amount, pick a category and wallet, and save. Or just snap a receipt and let AI fill in the details.

Yes, over 60 currencies are supported, each with its own symbol and flag. You can also create custom wallets with your own symbols and exchange rates.

Photograph any receipt and Spend AI extracts the merchant, total, line items, and category in seconds. If the receipt's currency differs from your wallet, it converts automatically. You can review and edit everything before it's logged. (Plus feature.)

Spend AI gives you a weekly recap comparing this week to last, highlighting the category driving your spending and flagging leaks and wins. You can choose how far back the AI looks (30/60/90 days) and its personality, Coach, Buddy, or Blunt.

Set a name, target amount, and deadline, and watch a live progress bar fill as you go. Turn on auto-save to set money aside automatically. Free includes one budget; Plus unlocks unlimited budgets.

Add any recurring charge, streaming, bills, memberships, and Spend AI shows when the next payment is due and reminds you before you're billed. Subscription radar (Plus) helps you spot and cut the ones you forgot about.

Yes. Free includes 2 wallets; Plus supports up to 10. Each can have its own currency, icon, color, and exchange rate, ideal for cash, cards, savings, and travel money.

As you log, save, and stay consistent, you unlock 13 badges across Bronze, Silver, Gold, and Legendary tiers, from your First Step to the Centurion. Each milestone comes with a celebration to keep good habits feeling good.

Yes. The Progress section breaks down spending and income trends, top categories, daily spend patterns, and subscription analysis with clear charts.

Your dashboard, 2 wallets in 60+ currencies, 1 budget, manual tracking, subscription tracking, achievements, and stats, free forever.

Everything in Free, plus AI receipt scanning, AI weekly insights, subscription radar, bill reminders, unlimited budgets, up to 10 wallets, app lock & private mode, data export, and premium themes.

$3.99/month or $35.99/year (under $2/month). Plus comes with a 7-day free trial.

You get 7 days free. We'll remind you on day 5, and you're only charged on day 7 if you don't cancel. Cancel anytime before then at no cost.

Manage or cancel your subscription anytime through your App Store or Google Play account settings. If you cancel before day 7, you won't be charged.

Refunds are handled by the App Store and Google Play under their respective policies. Reach out via Contact and we'll help where we can.

Yes. You can lock the app behind Face ID, Touch ID, or a PIN, hide your balances with private mode, and set auto-lock when you step away.

Yes, Plus members can export their full transaction history to Excel anytime.

The audit log lets you review account activity and changes, so you always know what's happened in your account.

No. Spend AI is a personal finance tracker designed to give you clarity on your spending, not financial advice. Please review our Financial Disclaimer.